Money Matters: How can I improve in 2016?

Start With Why

Simon Sinek is a writer and speaker as many of you may know. His main mantra is to know your ‘Why’ before you try to understand the ‘What’.

Chuck Dudley

Chuck Dudley

Very simply, determine ‘Why’ you believe, before you get to the ‘What’.

Why do you get up in the morning? Is it to trudge off to work and watch the clock until its quitting time? Or is it to improve your life for your family, to find happiness, or maybe to help people solve their problems?

No matter the answer, I’ve learned that determining my ‘Why’ is a helpful exercise.

Why do I help people with their finances? I believe that everyone has the right to a healthy and prosperous retirement. That can mean a lot of things, and is different for each individual obviously. It depends on your time in life, your ability to have some discipline, and to develop good habits.

Use Early 2016 To Determine Your ‘Why’

Steven Covey has always suggested ‘to start with the end in mind’. Still very good advice for us all.

Perhaps this is the year you need to get your act together, and really begin to plan for your future.

Where do you want to be in 10 years? 15 years? 25 years?

Have you saved enough, or do you need to develop better habits?

Will your family be properly protected from unseen perils?

What might be the risk of running out of money in your retirement?

Does your planning consist of reading the USA Today Green section and listening to TV pundits scream at you with a one size fits all solution?

Guilty of some of these things? Most of us are according to the saving and retirement statistics.

‘Why’ Indeed

There is nothing like turning the page of a calendar from December to January to give one perspective.

It’s the Alpha and Omega of the years, and quite frankly a microcosm of our lives. The years come and go faster and faster, as our relatives predicted they would!!

There is no time to wait. It IS the time for action

Start With Why. Once you know ‘Why’ you can work outwardly and start your real planning.

Over the38, working on 39 years of my career in financial services, learning to start with ‘Why’ was the best discipline I’ve discovered.

Maybe it will help you too.

As always, I’m always ready to help you discover your Why.

Action Plan

If you really want to make sure you have right ideas for moving forward in a positive manner, we will listen. We’ve been able to help families and businesses learn to use money wisely, and we’d like to help you too . We would be honored to visit with you about how to help you and your business. My number is 501-318-0010 , or you can send me an email at

An hour of your time spent analyzing your situation might make a lifetime of difference

Arkansas Insurance Producer # 1005698

That’s all for this month! If you’ve enjoyed what you read, please share Money Matters with a friend, family member, or loved one.


Chuck Dudley



Argent Financial Group

Celebrating its 30th anniversary in 2020, Argent Financial Group (Argent) is a leading, independent, fiduciary wealth management firm. Responsible for more than $30 billion in client assets, Argent provides individuals, families, businesses and institutions with a broad range of wealth management services, including trust and estate administration, investment management, ESOPs, retirement plan consulting, funeral and cemetery trusts, charitable organization administration, oil and gas (mineral) management and other unique financial services. Headquartered in Ruston, Louisiana, Argent was formed in 1990 and traces its roots back to 1930.

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