Hiking and planning

Money Matters: March 2018

By Chuck Dudley

Let’s get outside y’all!

The weather is about to turn from Winter to Spring, although there are a lot of positives about being outdoors in the Winter.

As some may know, one of my off-duty passions is hiking and waterfall chasing. You can follow some of the adventures at travelingarkansan.com.

Getting ready for a hiking /waterfall adventure is not much different than planning for retirement. Both need careful consideration. Both need advisors on the best path to take. And both need proper planning to maintain safety and to make sure you come out fine at the end.

Recently, I went to the Richland Wilderness in the Arkansas Ozark Mountains. Having a couple of experienced hikers with me made the somewhat difficult journey fun and safe. I was certainly glad to have their guidance and support along the rocky, wet trail.

A good guide for outdoor planning

While hiking, my thoughts took me to my Boy Scout days. Those were some fun times and I made it to Life Scout, three merit badges short of being an Eagle Scout. That failure to complete is one of the biggest regrets of my life.

But other things I learned in scouting have stayed with me. I’d like to share them with you.

One is the Scout Oath: “On my honor, I will do my best to do my duty to God and my country and to obey the Scout Law; To help other people at all times; To keep myself physically strong, mentally awake, and morally straight.”

Come to think of it, that Oath is still a pretty good roadmap for living today. Lord knows we could use some of that in our mixed up world.

Another is the Scout Motto: “Be Prepared.”

The twelve points of the Scout Law are as follows: “A scout is Trustworthy, Loyal, Helpful, Friendly, Courteous, Kind, Obedient, Cheerful, Thrifty, Brave, Clean and Reverent.”

Hard to think of better words to choose no matter what your profession may be.

Retirement planning and scouting

Retirement planning is more than just investing. It’s mapping out a plan for having diversity in assets and then distributing those assets as retirement income. “BE PREPARED”………..

When looking for advisors to help you with retirement planning, why not use the twelve Points of the Scout Law as criteria? Or for that matter, when choosing anyone to help you with all the things in your life…….

Hiking and the outdoors are really good for getting reconnected to the simple things. Its exercise, fresh air and you get to experience our wonderful world in its most pristine form.

Retirement planning is the key to having a fun-filled and stress-free retirement. It allows you to do the things you have dreamed of but never could. Again, you can reconnect to the simple things.

The main similarity between the two is planning ahead.

Action plan

If you really want to make sure you have right ideas for moving forward in a positive manner, we will listen. We’ve been able to help families and businesses learn to use money wisely, and we’d like to help you too. We would be honored to visit with you about how to help you and your business. My number is 501-318-0010, or you can send me an email at cdudley@argentfinancial.com. Or text me at 501-282-1854.

An hour of your time spent analyzing your situation might make a lifetime of difference.

Arkansas Insurance Producer # 1005698

That’s all for this month! If you’ve enjoyed what you read, please forward Money Matters on to a friend, family member or loved one.


Chuck Dudley



Contact Chuck Dudley at (501) 318-0010 or cdudley@argentfinancial.com.


Argent Financial Group

Celebrating its 30th anniversary in 2020, Argent Financial Group (Argent) is a leading, independent, fiduciary wealth management firm. Responsible for more than $30 billion in client assets, Argent provides individuals, families, businesses and institutions with a broad range of wealth management services, including trust and estate administration, investment management, ESOPs, retirement plan consulting, funeral and cemetery trusts, charitable organization administration, oil and gas (mineral) management and other unique financial services. Headquartered in Ruston, Louisiana, Argent was formed in 1990 and traces its roots back to 1930.

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