Retirement Plan Advisory Services

Argent/Heritage Institutional Services is a Registered Investment Advisor with the SEC that specializes in providing fiduciary and investment advisory services to employer sponsored qualified and non-qualified retirement plans.

We have been providing our plan sponsor clients with unbiased advice since 2008. Our clients range from large publicly traded companies to multi-generationally owned family businesses to non-profits to municipalities. We provide advisory services in a transparent, honest format that is service provider and investment agnostic. We work for our clients, not the service providers.

At a Glance:

• Retirement plan advisory clients: 62
• Participants served: 31,800
• Total plan assets: $1.4b
• Demographic Region: Colorado, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, Tennessee, Texas

Our holistic process has 6 major components:

Investment due diligence– our proprietary Scorecard System that incorporates 15+ quantitive and qualitative metrics is presented quarterly to the committee as an easy 10 point scoring system.

Fiduciary Compliance– our program provides resources as a means to identifying potential weaknesses in your plan and remedy through education, diligence, and process.

Provider Benchmarking– our B3 Provider Analysis report includes 400+ data points in key areas: Recordkeeping, Total Plan Cost, Investment Management, Compliance, Employee Education, and Technology. We provide an apples to apples comparison report to the committee.

Target Date Fund Consulting & Risk Analysis– risk based analysis to ensure the proper selection of a new or existing TDF. Since most TDF serve as the plan QDIA, due diligence of the TDFs should be done every couple of years.

Plan Design/Behavioral Health– we lead the committee through a behavioral health audit to assess the design of the plan in order to improve participant outcomes through positive choice architecture, plan design and match optimization.

Financial Wellness Education– providing employee with access to financial wellness education is a priority. Personal financial issues and debt are the leading causes absenteeism and workplace stress. Employee deserve tools that meet them where they are today. Financial wellness focuses on budgeting, emergency funds, credit cards debt, basis financial management, and financial stewardship.

For more information, please contact a member of our team:

Brad Knowles, Managing Director, Argent/Heritage Institutional Services
Carrie Brown, Chief Compliance Officer
Chris Shankle, CPA, CGMA, Senior Vice President
Jay Mullins, Institutional Client Services Manager
Kody Bollenbach, Client Service Manager
Linde Murphy, CRCP™, Managing Director, Institutional Services
Mark Milton, Senior Vice President, Argent Financial Group
Matt McGuire, Senior Vice President, Heritage Trust
Robert Strauss, CFA®, Senior Portfolio Manager
Scott Rader, AIF, CPFA, Business Development

Other Services

Interested in getting in touch with us?

LEARN HOW